Financial Discipline as a tool for Financial freedom PART 1.

Many times we have wondered why our financial situation is not improving in spite of all our efforts to make at better.

The issue will be addressed in this article. Ensure you follow up in part 2 of this article.

In this article, we’ll be looking at Discipline. What is discipline?

Discipline is the practice of training people to obey rules or a code of behaviour. It is also an act of correcting disobedience. So what is Financial discipline?

Financial discipline is the practice of developing a set of rules to achieve one’s financial goal. It involves making informed decisions for spending and saving. It is a skill of you having control over money rather than money, having control over you.

Take a look at the illustrative image above and study it. It defines financial Discipline. It shows an informed method or a way of dealing with your finances in order to have a Financial independence.

If there is an individual who has achieved financial freedom, there is a level of Financial discipline put in place. I have read books of great Billionaires and I discovered that having financial freedom requires Financial discipline.


I don’t have financial Discipline if I love spending more than saving money. When money enters my hand, the first thing that comes to my mind is enjoyment. Or when I take my salary to go shopping before thinking of saving anything that remains.

When I don’t have record of income and expenses, when I don’t have budget for expenditures, they are signs that I don’t have Financial Discipline.

If I receive ₦20,000 as Salary, before spending, I should save at least 30% of it which is ₦6,000. But if you have the grace to save more, you’re good to go.

Practice the act of savings and see how your financial situation will be in a short time.

Part 2 of this article is going to be mind blowing.

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Treat Ulcers with this special food as it has Anti-Ulcer properties. It helped me when I was down with chronic Ulcer in School.

If Ulcer is not disturbing you, you probably know someone who is suffering it.

It is no miracle that you’ve stumbled on this piece of information today. Grab the details obtained in this article to build your knowledge of treating Ulcers by so doing, you will help many other persons out there who are affected by this stubborn disease.

I call it stubborn disease because, it is difficult to treat and it generally affects ones diet and same time, severe discomfort and constipation.

I was in school, second year, I felt sick and it was Typhoid and Ulcer. But before I discovered it was Typhoid and Ulcer, I was busy taking drugs randomly and some of these drugs were affecting me when they triggered by some of the drugs. Through that, the ulcer became chronic. It thought me great lesson not to take treatment without seeing a doctor because there are some drugs that trigger ulcers.

The Doctor, after the treatment, suggested that I also use COCONUT 🥥 WATER.

Personally, I don’t like taking drugs so I decided to try the Coconut water first, I went to the market and got it, drank the water and ate it altogether. I continued the following day for about a week and I forgot I had Ulcer.

I realised when I caught myself eating an Ulcer forbidden mean and I felt no pain afterwards, I was like wow, is this for real? And like a dream of the night, I am healthy till now so, I decided to share it especially now that I have an opportunity to write this to you.

How to use the Coconut water:

Get the coconut, target the mouth point with a new nail or any clean, sharp iron that would not spill the water, harvest it into a bowl 🥣 and drink a glass cup morning and evening.

You can preserve the coconut water in a refrigerator of you have one but there is no limit to the quantity you can take, it’s harmless.

Continue, you may put one day in between.

I wish everyone good health and if you’re already challenged with this stubborn disease, kindly practice this and see results. No side effects.

Feel free to comment the treatment you had made before now. If it didn’t help you, it can help someone else.

Kindly ensure you visit the MENU on this website to get some information about Digital marketing so that you’ll be able to earn some money online from the comfort of your home. It is way more bad to be treating a disease and broke same time.


Want To Earn Six Figures In Nigeria? Here Are 7 Skills You Can Learn and earn 200-400k monthly with your smartphone or laptop.

A higher income is the dream for most, if not all, people. This is because a higher income means you are more equipped to afford your needs and wants without incurring debt or other financial problems.

So even though money might not make you happy, it sure does make a lot of your worries go away — or, at the very least, stay at bay. However, mere wishful thinking won’t increase your income. Instead, you need to acquire high-income skills — that is, skills that can earn you over six figures yearly.

Let’s take a look at some of these skills

Sales is another high-income skill you can learn to earn good money. In 2020, LinkedIn ranked sales as the most in-demand job title. Most salespeople earn between $50,000 to $200,000 a year. In addition to this lucrative sum, salespeople earn more bonuses and commissions whenever they close deals for their companies.
you don’t have to possess a degree to build a career in sales. You can even transition into it from other careers.

From Tik Tok to Instagram, there is a massive demand for engaging, fun content. So if you have a knack for creating content, you should hone your content skills. For example, if you’re funny, you can try creating skits on Instagram. If you’re a good writer, consider making humorous threads on Twitter like Hauwa.

Alternatively, you can render your content creation services on a freelance basis via platforms like Upwork and Fiverr.

Digital marketing entails a lot of skills such as content marketing, email marketing, Facebook advertising, search engine optimisation (SEO), Affiliate marketing which has become the money making machine of our time and social media marketing. You can become a consultant, freelancer, or do agency work regardless of which of these skills you choose.

But before doing that, you need to first build a solid groundwork of knowledge and proof of work. Enrolling in online courses, taking an internship, or offering digital marketing services to small businesses can help you achieve that.

Are you detail-oriented? Do you have an eye for visual designs? If so, web design might be the skill for you. Starting out as a web designer, you can charge between $30 to $80 per hour on freelance platforms.

If you choose to work in-house for Nigerian companies, expect to earn as high as ₦430,000 monthly. But if you’d instead work for an international company, you can earn $4700 monthly.

Currently a web developer? You stand a chance of earning way more than you do if you delve into web 3.0, touted as the next big thing in tech.

As a web 3.0 developer, you can earn between $70,000 to $230,000 per year. You should consider this seriously, as there is a high demand that outweighs the low supply of web3 developers.  

The surge in podcasts and on-screen videos has led to increased demand for people with audio and video production skills. With these skills, you can work for content creators or companies, helping them lean up audio or video files from a less than perfect original into a file ready for publication.

According to ZipRecruiter, this skill can earn you up to $78,000 annually and it doesn't stop you from your regular job.

How to make money off these skills ?
It’s not enough to learn these skills. You need to make money off them as well. Here are ways you can do that.

Get a new job or seek a promotion. Armed with a new skill, you can search for a new job. Not ready to get into the job market yet? Seek a promotion or negotiate a higher salary at your current job. Since you already have high-income skills, that will be easier to achieve.
Freelance or consult. Working as a freelancer or consultant is an excellent way to work your own hours, work for multiple clients, and determine your working environment. While doing that, you can easily make $1000 in a week.
Sell a course. Once you’ve mastered your desired skill set, feel free to monetise your knowledge by creating and selling a course. Done well, online courses are a passive income stream that can earn you money even while sleeping.
Message me to get started with any of these skills now✍
Click the link below to get started.


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​​What is Website?

According to dictionary, it is a collection of interlinked web pages on the World Wide Web that are accessible from the same URL and resides on same server.

I define it as an online presence.

How important is Websites to businesses and organizations?

​​The importance of website cannot be undermined. As a business owner, it exposes your business to potential prospects and to the world at large and this makes your business to flourish. This is why I define website as online presence.

Importance of knowing how to create website for businesses.

As a web designer, you have created a stream of income for yourself even as a student or a worker. It is a lucrative skill for every young man/woman who have plans to be wealthy or gain financial independence.

​When you get the job to create a website for a company, the client will be willing to pay over 200k for the web design job provided you know your work. This is why you are reading this, and at the end of this article, you will be shown how you can gain the skill and start your journey to wealth.

You will also be shown the strategies to use in order to get web design client.

Leave a comment below if you wish to know how to get clients for web designs.

For free coaching and mentorship, contact me on Whatsapp.

Also, there is an e-book I bought N15,000 but I want to give it to you for free right on Whatsapp.