Financial Discipline as a tool for Financial freedom PART 1.

Many times we have wondered why our financial situation is not improving in spite of all our efforts to make at better.

The issue will be addressed in this article. Ensure you follow up in part 2 of this article.

In this article, we’ll be looking at Discipline. What is discipline?

Discipline is the practice of training people to obey rules or a code of behaviour. It is also an act of correcting disobedience. So what is Financial discipline?

Financial discipline is the practice of developing a set of rules to achieve one’s financial goal. It involves making informed decisions for spending and saving. It is a skill of you having control over money rather than money, having control over you.

Take a look at the illustrative image above and study it. It defines financial Discipline. It shows an informed method or a way of dealing with your finances in order to have a Financial independence.

If there is an individual who has achieved financial freedom, there is a level of Financial discipline put in place. I have read books of great Billionaires and I discovered that having financial freedom requires Financial discipline.


I don’t have financial Discipline if I love spending more than saving money. When money enters my hand, the first thing that comes to my mind is enjoyment. Or when I take my salary to go shopping before thinking of saving anything that remains.

When I don’t have record of income and expenses, when I don’t have budget for expenditures, they are signs that I don’t have Financial Discipline.

If I receive ₦20,000 as Salary, before spending, I should save at least 30% of it which is ₦6,000. But if you have the grace to save more, you’re good to go.

Practice the act of savings and see how your financial situation will be in a short time.

Part 2 of this article is going to be mind blowing.



​​What is Website?

According to dictionary, it is a collection of interlinked web pages on the World Wide Web that are accessible from the same URL and resides on same server.

I define it as an online presence.

How important is Websites to businesses and organizations?

​​The importance of website cannot be undermined. As a business owner, it exposes your business to potential prospects and to the world at large and this makes your business to flourish. This is why I define website as online presence.

Importance of knowing how to create website for businesses.

As a web designer, you have created a stream of income for yourself even as a student or a worker. It is a lucrative skill for every young man/woman who have plans to be wealthy or gain financial independence.

​When you get the job to create a website for a company, the client will be willing to pay over 200k for the web design job provided you know your work. This is why you are reading this, and at the end of this article, you will be shown how you can gain the skill and start your journey to wealth.

You will also be shown the strategies to use in order to get web design client.

Leave a comment below if you wish to know how to get clients for web designs.

For free coaching and mentorship, contact me on Whatsapp.

Also, there is an e-book I bought N15,000 but I want to give it to you for free right on Whatsapp.